In December, 2014 Congress enacted legislation making QCD’s (qualified charitable distributions) permanent. If you’re over age 70 1/2, you can send up to $100,000 per year directly from your IRA to a qualifying charity — including St. Thomas’s. The distribution is excluded from your gross income making it tax free. For more information, contact Amy Keach, St. Thomas’s Treasurer via the Parish Office or your tax advisor.